Own any franchise No money down
The fund provides the entire equity capital operators need to launch the franchise of their choosing and become business owners.
- 0% Personal Capital Required
- 90% SBA Loan Coverage Available
- 10% Equity Gap Covered by Our Fund
from Employee to Owner
The Challenge
Qualified operators with proven track records often lack the capital required for franchise ownership. This financial barrier prevents world-class managers from building equity and joining the capital side of the economy.
The Solution
With 90% covered by an SBA loan and the final 10% filled by SWF, no personal capital is required—just your operational talent. Our fund is backed by operators who know the risks and believe in the next wave of franchise leaders.
0% Personal Capital
We fund the final 10%. You invest time and execution.
SBA Loan Integration
90% of startup cost backed by SBA lending partners.
Analytical Due Diligence
We can help to match you with strong brands built for operators like you.
Growth Support
We support multi-unit expansion with proven systems
fund
Structure
Stealthy Wealthy Fund fills the final 10% equity gap and provides working capital—unlocking SBA loans with no personal capital required. This capital enables operators to secure exclusive territories, partner with leading franchisors, and negotiate from a position of strength with top-tier landlords. From qualification to launch, the full process typically takes 5 to 10 months.
- Investment Size
Up to 10% of total project costs
- SBA Integration
Supported by SBA 7(a) Loan Program (up to 90% coverage)
- Working Capital
1-2 years additional runway included
- Return Structure
2x step-up on investments via profit distributions & sale proceeds
Process
- 1Qualify
Review your working experience
- 2Match
Connect with suitable franchise opportunities
- 3Finance
Secure SBA loan + SWF Equity Investment
- 4Launch
Open your franchise location as owner-operator
- 5Expand
Scale to multiple locations with continued support
Funding
& Ownership Structure
Three principles
that guide our fund
Gregory UgwiManaging Partner
- Owner-operators are the cornerstone of capitalism
We invest in proven operators who know the business inside and out, not perfect resumes.
- Capital should never be the limiting factor
We conduct deep diligence on all franchise concepts to find the most compelling opportunities available.
- Franchising is the most reliable path to ownership
Our fund removes the equity barrier and helps operators cross from labor to capital.
Gregory UgwiManaging Partner
The fund backing main street entrepreneurs who are building in America.
Investment opportunities subject to qualification. Past performance does not guarantee future results.
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